Bankruptcy Law

Bankruptcy provides those who are struggling with debt a financial second chance. Whether it’s a Chapter 7 or Chapter 13 Bankruptcy, we hope to provide you with a new financial future. Take the first step and schedule a free no-obligations consultation.

Chapter 7 Services

Chapter 7 bankruptcy (also referred to as “fresh start bankruptcy”, or “straight bankruptcy”) is the most common type of bankruptcy. The purpose of Chapter 7 Bankruptcy is to provide you with a fresh start.

How does this help?

Filing Chapter 7 bankruptcy wipes out all qualifying debts including credit cards, medical bills, repossession deficiencies, lawsuits as well as a variety of other debts. In Chapter 7 there is no repayment required for most unsecured debts, your debts are wiped out completely and permanently

Chapter 13 Services

Filing Chapter 13 Bankruptcy is an option for debtors provided they have income or wages sufficient to fund a repayment plan. Bankruptcy laws also set certain limitations on both secured and unsecured debt.

How Does this help?

Chapter 13 bankruptcy allows you to catch up on your repayments with a payment plan. By filing for Chapter 13 Bankruptcy, Detroit residents are able to save their home and other assets from foreclosure or repossession with a payment plan. This lasts as long as it takes to get back on track. We can help you through the Chapter 13 process.